Waco, TX Commercial Insurance Agency

Protecting Your Business


Outline of a construction worker wearing a hard hat and vest.

Your Local Partner

in Waco

Ironwood Insurance supports Waco and McLennan County businesses with coverage built for how you work—whether you’re renovating near Baylor University, opening a shop in Downtown Waco, or running crews along I-35 and Loop 340. Our team understands Central Texas construction cycles, supplier delays, and hail-season realities, and we’re ready to tailor protection so you can keep bids moving and jobs on schedule.


General liability insurance is often the first line of defense for slips, trips, and accidental damage on a job site, while project owners frequently ask about contractor insurance packages that meet certificate requirements without overbuying. For developments across China Spring, Woodway, Hewitt, Bellmead, and Robinson, builders ask about builder’s risk insurance to protect materials and structures during the build.

A group of construction workers are sitting around a table with hard hats.
A man and a woman are walking in front of a building under construction.

Commercial Insurance Solutions in Waco

From small retailers on La Salle to electrical, plumbing, and remodeling contractors across Waco, we place core coverages that lenders, landlords, and GCs expect: General Liability, Commercial Property, Workers’ Compensation, Commercial Auto, and Umbrella limits for larger exposures. Need quick COIs or additional insured endorsements for a new contract on Franklin Avenue? We handle that fast so your crew keeps working.

Industries We Serve in Waco

Construction trades, real estate investors and property managers, light manufacturing, hospitality near the Silos, pro services along Valley Mills—Waco’s business mix is diverse. Ironwood Insurance builds programs that address equipment theft, tenant-caused damage, vendor injuries, and fleet exposure for trucks, vans, and service vehicles operating throughout Central Texas.

Personal Insurance Available Too

While we focus on commercial lines, many Waco owners prefer one agency for everything. We can also help your family with homeowners insurance and auto insurance, simplifying renewals and unlocking multi-policy savings.

Why Ironwood for Waco Insurance

Local knowledge, responsive service, and options from multiple carriers—that’s what Waco clients count on. We align coverage with your contracts, help reduce audit surprises, and provide hands-on claims support when weather or job-site incidents disrupt operations.