Specialty Coverages

Protecting Your Business Beyond the Basics

Some risks call for more than standard commercial coverage. Ironwood offers a wide range of specialty insurance solutions to safeguard your business from emerging threats, regulatory challenges, and complex liability exposures. Whether you’re protecting digital assets, leadership teams, or employee practices, we help you find coverage that fits.

Cyber Liability Insurance

Protects your business from data breaches, ransomware, and other cyberattacks. Covers costs related to data recovery, legal expenses, and notification requirements.

Professional Liability (Errors & Omissions)

Designed for professionals who provide advice or services. Covers negligence claims, misrepresentation, and errors that lead to client losses.

Directors & Officers (D&O) Insurance

Protects business leaders and board members from personal financial loss due to management decisions or alleged mismanagement.

Employment Practices Liability (EPLI)

Covers claims from employees alleging discrimination, harassment, wrongful termination, or other workplace-related issues.

Fiduciary Liability

Safeguards employers and plan administrators against claims of mismanagement of employee benefit plans.

Crime & Fidelity Bonds

Protects against internal theft, employee dishonesty, and fraudulent activity that could impact business finances.

Why Choose Ironwood for Specialty Coverage

Ironwood partners with top-rated carriers and understands the unique exposures Texas businesses face. Our team takes time to evaluate your operation, identify vulnerabilities, and design comprehensive protection that evolves with your business.


We don’t believe in one-size-fits-all insurance—we believe in solutions that fit you.

Two people in business attire reviewing documents on a round coffee table.

Get the Coverage You Need

Every business faces unique challenges. Ironwood helps you find the right protection for the risks that matter most.

Frequently Asked Questions About Specialty Coverages

  • What are specialty coverages?

    Specialty coverages protect businesses from risks that standard commercial insurance doesn’t always address—such as cyberattacks, management liability, professional errors, and employee-related claims. These policies fill important coverage gaps and provide peace of mind for complex exposures.

  • Do I need all of these specialty policies?

    Not necessarily. The right mix depends on your business type, size, and risk profile. For example, technology firms benefit from Cyber Liability, while professional service providers may need Errors & Omissions coverage. Ironwood helps identify which options best fit your operations and budget.

  • How do specialty coverages differ from general liability insurance?

    General liability covers physical risks—like property damage or bodily injury. Specialty policies cover financial, reputational, and digital risks that general liability usually excludes, such as cyber breaches, management decisions, or employee claims.

  • How can I get a quote for these coverages?

    Ironwood works with multiple carriers offering tailored specialty insurance solutions. Simply contact our team with your business details, and we’ll provide personalized quotes and recommendations for your specific needs.