Prepare Your Home for Winter: Essential Tips to Stay Warm

As the seasons change and winter approaches, keeping your home safe and warm is a common concern. Taking a few proactive steps now can prevent stress and costly insurance claims later on.

Schedule a Heating System Checkup

Ensure your heating system is ready for winter by scheduling an annual inspection. This helps avoid surprise breakdowns during cold snaps.

Sealing Gaps Around Windows and Doors

Retain heat and reduce energy bills by sealing any gaps around windows and doors. It's a classic, yet effective way to keep your home warm.

Insulate Exposed Pipes

Prevent freezing and bursting by insulating exposed pipes, especially in basements or exterior walls.

Boost Indoor Air Quality

Use HEPA filters for viruses and particles, or MERV 13+ filters for dust and allergens. Install them in HVAC systems or portable units to enhance air quality.

Clean Out Gutters

Clear out leaves and debris from your gutters before heavy snow. This prevents ice dams and water backup.

Update Smart Thermostat Settings

Modern smart thermostats adjust automatically to minimize energy waste. Set yours between 68°F and 70°F when at home for optimal efficiency.

Document Your Home Digitally

Create a video walkthrough of your home and valuables with your smartphone. This can streamline potential insurance claims.

Clear and Check Solar Panels

Activate winter modes and ensure solar panels are free from snow post-storm to maintain efficiency.

Taking even a few of these steps can make a significant difference in protecting your home during winter. It's never too late to get started! If you’re unsure about your homeowners insurance coverage during winter weather events, we invite you to review your policy with us.